This is what NTFS, FAT32, and exFAT actually mean — and when to use each

You plug in a fresh USB drive, Windows asks how you'd like to format it, and then you're staring at a dropdown menu offering three cryptic acronyms: NTFS, FAT32, and exFAT. No explanation. No guidance. Just an expectation that you already know how to format a USB drive and what each of those terms signifies for your data.

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